The first step to buying a home is finding a loan that meets your financial needs. Our local mortgage lenders take the time to get to know you and fully understand your long-term goals.
We offer the following types of mortgage loans:
Conventional loans have separate down payment requirements, depending on the specific situation, and are typically more attractive for individuals with good credit scores and/or the ability to contribute a substantial down payment.
Idaho Housing offers unique loan products, with features such as:
- Low down payment and closing cost assistance
- Lowest financing rates in Idaho
- Homebuyer tax credits where you can get up to $2,000 or 35% of the total mortgage interest paid in income tax credits each year for the life of the loan